This article is from the Urban legends FAQ, by Terry Chan tchan@dante.lbl.gov and Peter van der Linden linden@eng.sun.com with numerous contributions by others.
T. Really big insects (snakes too) can get imported along with fruit shipments.
F. Bugs congregate in the pointy ends of bananas, so discard before eating.
F. Dragonflies ("darning needles") can sting you very severely.
T.*Only hymenopterans sting. A large dragonfly may be strong enough to pinch.
F. If a dragonfly or a ladybug lands on you, you will have good luck.
T. "Killer" African bees are swarming into Texas from down South.
T. A lot of people have found live or dead insects in their fast food snacks.
T. Cockroaches love coffee, live in TV's, too often get in your cup or food.
T. Insect lays eggs in open wound; months later baby insects eat their way out.
Variation: Woman gets bitten, after insects out, she dies/has breakdown/
watches Oprah.
["The Spider Bite" in TMP]
F. Cactus shakes, then explodes with hundreds of scorpions/spiders.
["Spiders in the Yucca" in TMP]
F. Explorer gets bug in ear; bug eats thru to other ear; gave birth on way...
[Various ULs of this type under "A Bug in the Ear" in _CBA_]
F. A woman w/beehive hairdo is so proud of it she doesn't wash her hair; she
dies from bees/spiders in it. [Variations on bug and ethnicity also noted.]
["The Spider in the Hairdo" in TVH]
Fb.Lobsters,dropped in boiling water, scream.(Nah, it's steam from under shell)
Fb.Moth/butterfly scales from wings will poison or blind you.
Fb.There are US state laws making it illegal to kill/capture praying mantises.
T.*The bite of the Brown Recluse spider is nasty.
 
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